Privacy Policy

FACTS WHAT DOES Bank of Buffalo

DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives

consumers the right to limit some but not all sharing. Federal law also requires us to tell you

how we collect, share, and protect your personal information. Please read this notice carefully to

understand what we do.

The types of personal information we collect and share depend on the product or service you

have with us. This information can include:

■ Social Security number and employment information

■ Credit History and Credit Score

■ Payment History and Income

When you are no longer our customer, we continue to share your information as described in this

notice.

All financial companies need to share customers' personal information to run their everyday

business. In the section below, we list the reasons financial companies can share their

customers' personal information; the reasons Bank of Buffalo chooses to share; and

whether you can limit this sharing.

Reasons we can share your personal information

Does Bank of Buffalo

share? Can you limit this sharing?

For our everyday business purposes such

as to process your transactions, maintain

your account(s), respond to court orders and legal Yes No

investigations, or report to credit bureaus

For our marketing purposes to

offer our products and services to you Yes No

For joint marketing with other financial companies No We don't share

For our affiliates' everyday business purposes information

about your transactions and experiences No We don't share

For our affiliates' everyday business purposes information

about your creditworthiness No We don't share

For nonaffiliates to market to you No We don't share

Questions? Call 270-358-004 7 or go to www.thebankofbuffalo.com