4.85% APY*

13-Month Certificate of Deposit

Open a checking account with a minimum of $100.00 and unlock a special CD rate with a minimum $500.00 deposit!

Stop by or call any Bank of Buffalo Branch to learn more.

*Annual Percentage Yield (APY) of 4.85% is accurate as of 11/1/2026. A minimum deposit of $500 is required to open the 13-month Certificate of Deposit (CD) and earn the advertised APY. To qualify for this promotional rate, customers must open a Bank of Buffalo checking account with a minimum opening deposit of $100 which must remain open for at least 90 days. The checking account opening deposit is separate from the CD deposit. The promotional APY is subject to change without notice prior to account opening. A penalty may be imposed for early withdrawal. Upon maturity, the CD will automatically renew at the standard rate in effect at the time of renewal. Offer available for a limited time. Additional terms and conditions may apply. Member FDIC.